Savings Plans

Statement Savings

·                $400.00 average balance to avoid service charge

·                Under $400.00 average, service charge fee of $8.00 per quarter

0.50% Rate   0.50% APY

May 6, 2008 thru May 12, 2008

	Interest Rate	Annual Percentage Yield Compound Quarterly
7 Day ($1,000 minimum)	1.00	1.00
6 Months ($1,000 minimum)	1.24	1.25
7 Month ($1,000 minimum)	2.24	2.25
12 Month ($1,000 minimum)	1.49	1.50
13 Months ($1,000 minimum)	2.32	2.35
15 Month ($1,000 minimum)	1.49	1.50
18 Month ($1,000 minimum)	1.49	1.50
19 Months ($1,000 minimum)	2.23	2.25
24 Months ($1,000 minimum)	1.99	2.00
36 Months ($1,000 minimum)	2.23	2.25
48 Months ($1,000 minimum)	2.72	2.75
60 Months ($1,000 minimum)	2.97	3.00

Minimum balance of $1,000 required for Certificates of Deposit. Monthly interest checks are not paid on certificates however you may have it direct deposited monthly or quarterly to your Campbell & Fetter checking or savings account. Annual percentage yield assumes interest will remain on deposit until maturity. Substantial interest penalty for early withdrawal. Phone (260) 347-1500 or contact customer service representative for additional information and disclosure brochure. Rates are subject to change weekly. Rates not available to commercial accounts. Must reside in market area serviced by Campbell & Fetter Bank.

· Tax deferred savings

0.50% Rate   0.50% APY

Interest starts accruing after $1.00

0.50% Rate   0.50% APY