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Rates

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Certificates of Deposit
(October 28, 2014 thru November 3, 2014)

Term*

Interest
Rate
Annual Percentage Yield** Compounded Quarterly
6 Months
0.20
0.20
7 Months
0.10
0.10***
12 Months
0.35
0.35
13 Months
0.25
0.25****
15 Months
0.25
0.25
18 Months
0.25
0.25
19 Months
0.25
0.25****
24 Months
0.75
0.75
36 Months
1.09
1.10
48 Months
1.39
1.40
60 Months
1.64
1.65
84 Months 1.84 1.85
120 Months 2.08 2.10

*Minimum of $1,000 required to open Certificate of Deposit

**$1,000 minimum required to obtain Annual Percentage Yield

***Compounded at Maturity

****Compounded Monthly


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First Money Market

Amount/Term*
Interest
Rate
Annual Percentage Yield** Compounded Monthly
   Tier 1   $0-$2,499
0.10%
0.10%
   Tier 2  $2,500-$14,999
0.10%
0.10%
   Tier 3  $15,000-$49,999
0.10%
0.10%
   Tier 4  $50,000-$74,999
0.15%
0.15%
   Tier 5  $75,000-over
0.15%
0.15%

*Minimum of $100 required to open First Money Market

**Tier minimum required to obtain Annual Percentage Yield


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NOW Account

Interest Rate*
Annual Percentage Yield**
0.10%
0.10%

*Minimum of $100 required to open NOW Account

**$100 minimum required to obtain Annual Percentage Yield


Health Savings

Average Balance*
Annual Percentage Yield**
Less than $1,000
0%
$1,000 - $9,999.99 0.10%
$10,000 - over 0.15%

*Minimum of $100 required to open Health Savings Account

**Tier minimum required to obtain Annual Percentage Yield

Christmas Club

Interest Rate*
Annual Percentage Yield**
0.10%
0.10%

*Minimum of $100 required to open Christmas Club Account

**$100 minimum required to obtain Annual Percentage Yield

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Statement savings

Interest Rate*
Annual Percentage Yield**
0.10%
0.10%

*Minimum of $100 required to open Statement Savings

**$100 minimum required to obtain Annual Percentage Yield

Youth Savings Account

Interest Rate*
Annual Percentage Yield**
0.10%
0.10%

*Minimum of $100 required to open Youth Savings Account

**$100 minimum required to obtain Annual Percentage Yield

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Monthly interest checks are not available on CD's, however interest may be direct deposited to your Campbell & Fetter Bank checking or savings account or added back to your CD.  Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. Fees may reduce earnings. Substantial interest penalty for early withdrawal. Call (260) 347-1500 or contact a Customer Service Representative for additional information and disclosure brochure.


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