(May 15, 2012 thru May 21, 2012) Term* Interest Rate Annual Percentage Yield** Compound Quarterly 6 Months 0.10 0.10 7 Months 0.15 0.15 12 Months 0.25 0.25 13 Months 0.35 0.35 15 Months 0.25 0.25 18 Months 0.25 0.25 19 Months 0.50 0.50 24 Months 1.00 1.00 36 Months 1.49 1.50 48 Months 1.74 1.75 60 Months 1.99 2.00 72 Months 2.23 2.25 *Minimum of $1,000 required to open Certificate of Deposit **$1,000 minimum required to obtain Annual Percentage Yield top^     Amount/Term* Interest Rate Annual Percentage Yield** Compound Monthly    Tier 1   $0-$2,499 0.10% 0.10%    Tier 2  $2,500-$14,999 0.10% 0.10%    Tier 3  $15,000-$49,999 0.10% 0.10%    Tier 4  $50,000-$74,999 0.15% 0.15%    Tier 5  $75,000-over 0.15% 0.15%

*Minimum of $100 required to open First Money Market

**Tier minimum required to obtain Annual Percentage Yield

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*Minimum of $100 required to open NOW Account

**$100 minimum required to obtain Annual Percentage Yield

*Minimum of $100 required to open Health Savings Account

**Tier minimum required to obtain Annual Percentage Yield

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*Minimum of $100 required to open Statement Savings

**$100 minimum required to obtain Annual Percentage Yield

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Monthly interest checks are not available on CD's, however interest may be direct deposited to your Campbell & Fetter Bank checking or savings account or added back to your CD.  Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. Fees may reduce earnings. Substantial interest penalty for early withdrawal. Call (260) 347-1500 or contact a Customer Service Representative for additional information and disclosure brochure.